40 Goals for 2017: Week 39


I’m keeping myself accountable this year by tracking my progress on my 40 Goals for 2017 every week. 

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Week Thirty- Nine


  1. Max Roth IRAs for the mister and I: $11000. The Mister has all he needs for this year’s Roth savings and I have $2500. More than half done!
  2. Cash flow 4 months of swim lessons at Aquatots for our son and older daughter: $1200. Each child went up one level in their skills, so it was a success. We cash-flowed this one. Boom!
  3. Save $3000 for HVAC replacement. This will be sitting in savings until next year, but we are also at 100% for this as well. Done!
  4. Save $4000 towards the mister’s car replacement fund. Not yet. We have had to find an educational advocate for one of the kids and that costs money. We are sill saving what we can but we know if things don’t go well we may eventually have to retain an attorney.
  5. Save $1050 650 for Christmas. Thanks to the $300 in Amazon Trade-in Credits from selling my grad school textbooks, I have completed Christmas shopping for my kids with the exception of a book or two for each child. We decided we would stick to 4-5 gifts per child, with one “bigger” gift each, and that has reduced our budget.  Goal met!


6. Save ? for outdoor play set.   It’s maybe happening this year. My husband has me looking for end of season sales.

7. Save $750 towards next year’s 2018 family vacation and $ 750 towards my 2018 40th birthday trip ($125/month). We have $113 from last year’s garage sale earnings that I put towards our vacation fund. My uncle gave me $100 as a graduation gift, and I added it to my vacation fund, as he stipulated that I “use it for something fun for myself”, and I have $80 I got as another gift. Let’s just say my family knows me well enough to know it would have gone towards something practical. Total: $293

8. Spend $600/mo or less on groceries and $100/mo or less on my fun money.  We were within budget for September and are on track in October thus far. So far this month we spent $9 at the PTO Book Sale.

9. Finally roll over one of my 401Ks. I completed this last week. Done!

10. Give: 5 hours of volunteer time and $50/mo. We had our first Girl Scout meeting last night and the next one planned for mid-month.  I donated $27 for the child in Gambia we sponsor from Plan and $42/ to St. Jude’s .


  1. Complete my master’s degree! I graduated! Done!
  2. Date night with the husband once per month.  We are trying to find a sitter for later this month.
  3. Read 1 book per month  I started reading Magnus Chase and the Gods of Asgard Book 2: The Hammer of Thor last month and am not any closer to being done. Yep, I like to read my 9-year old son’s books sometimes, especially the Rick Riordan ones. This makes 18 going on 19 read out of 12Goal met! 
  4. Monthly me-time with friends.  I have nothing planned yet but am trying to pull together a girl’s night out with a couple work buddies.
  5. Complete one freelance submission. Nothing this week.
  6. Finish the afghan languishing in the closet. Still working on it!.
  7. Learn how to set up my sewing machine and complete one simple project. OK, didn’t happen yet. My daughter does have patches on her vest however! 
  8. Conquer iced cookies and icing a cake. I am going to make something Halloweenish for our Girl Scout snack  in a couple of weeks. I am still cruising Pinterest for ideas.
  9. Drink 64 ounces water daily  I hit this 7 days this week.
  10. Survive my practicum without eating fast food. We are calling this a 50% success.


  1. Visit family in Cleveland. We visited my in-laws this month and were thoroughly spoiled as usual. Done!
  2. Weekly 1:1 time with each child. The big kids are in school again, so the Little and I did art projects, kicked the soccer ball, and played outside. The 1st-grader and I read some books, as she has to practice nightly, and my son and I read together too. Even though he reads several grades above grade level, he still likes to be read to by one of us at night. Check!
  3. Sell my son’s old clothes. I have coats and boy clothes that need to be posted online.
  4. Complete kitchen counter clear-off to prepare for a fish tank. Done! 
  5. Clear out our study corner hot spot. I hit this hard and totally redid my office using the organization suggested in Organizing Solutions For People with ADHD. The corner is cleared out and the bookshelf is more usable, especially since I sold most of my nursing texts to Amazon. I went through and tossed, shredded, or filed most papers, used colored files for easy visual recognition, pared those files down to only about 10, and cleared out my desk. Done!
  6. Get the toddler potty trained! The Toddler, or should I say the soon-to-be-Preschooler, has officially crossed over and is completely in underwear during the day and during naps. This is saving us $20-30/month. We donated the extra cases of pull-ups to hurricane relief efforts. Success!
  7. Hang pictures in front hallway. Nope. It’s October and still not done!
  8. Plant front yard tree. We learned that if we let the old roots decompose for another year, it will be easier to plant the new tree in the same spot next year and require a smaller hole. Bonus: it will save us money this year. We filled in the area and planted a little grass instead. Deferred! New goal: weeding and mulching flower bedsimproving the plantings in the beds, replacing all outdoor lights (several are broken)and fixing and replacing the mailbox. My husband fixed the mailbox but we now know it will only be temporary, as several parts were severely damaged. We are looking to buy a new one.
  9. Paint half bath. Last week I about killed myself putting multiple coats of primer over the that hateful dark, dark green paint. My friend Diane comes next week with her mostly full bucket of leftover light blue paint, and we are finishing the job. We’re going to put in a new vanity, light,  and mirror too.  Halfway there!  

  10. Visit 6 different parks.  We tried an amazing new park this month that will probably become a regular one for us.   This month we visited Winton Woods and Highfield Discovery Garden .  Goal met: Six of six completed. 



  1. Complete Etsy Essentials and Brilliant Pins coursesNope
  2. Start posting regularly on my Best Geeky Baby Names site. Procrastinating! Hard to find time when I am picking up extra hours.
  3. Purchase the virtual real estate for the other four sites I want to create. I hit a 25% off sale this summer. Done!
  4. Incorporate as an LLC. This month? Good news- I decided on a name and it’s available.
  5. Explore affiliates for my sites. I signed up for Share a Sale but need to look at which ones to work with.
  6. Double my daily traffic for Frugal Stepping Stones. I hit it every day this week! Hello to everyone stopping by!
  7. Start a monthly newsletter. Coming soon?
  8. Expand my Emergency Menu Plans by one new plan each month this year.  I did brainstorm part of my next post .
  9. Do one guest post. Not yet, but I have a few ideas where to reach out.
  10. Interview one person for the blog. I have someone who is interested in being interviewed. It will be later this year.

How are your goals going?

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