It’s time once again for our monthly check-in! How are we doing with our goal to remain debt-free while I earn a graduate degree?
This week marks the halfway point in my current class session. I have 25 weeks left in my degree program.
I have found a few more scholarship resources, but many of them are for students who will be full-time during 2017. I will be 100% done by the end of March, so they didn’t apply to me. I applied to a few more places, but we are only four months away from our last payment, so I think the end is nigh. I’m not going to go gung-go with my scholarship search any more.
We still have the money for October, and we are also still fighting with insurance over our storm damage. Our roofer patched our roof, but the shingles blatantly did not match our roof (seriously, it looked like a patchwork quilt), so we kicked the ball back to their court and are waiting to hear back. Our roofer thinks they will send a shingle out to see if they can match it again, but we got the new shingles by using their database already, so I’m not sure how that would change things. We were reimbursed by insurance for our tree removal, so that was a plus.
It’s hard to say where we are with January until we know if we will be paying for a new roof. I do have $2500 in my Roth fund, and push come to shove, can use that for tuition. I hate to do that though! I am picking up more hours at work, however, and will be working every other weekend starting in mid-September. I also trained to cover our medical teams, so there are more opportunities to pick up days. Before, I was at the mercy of my own small team and whether or not people requested off. This should help me set aside more towards January and get closer to a maxed out Roth IRA.
Now, let’s hope one of those scholarships surprises us and comes through!
What are you doing to meet your goals this month?